Over 50% of TIC’s
medical claims are for
accidents, including
car or bike accidents.
Clients are only covered
relating to motor bike
accidents if they hold a
valid motor bike licence
and if the motor bike
that they are driving has
engine capacity of up to
500cc. Special cover can
sometimes be arranged.
TIC’s standard policies
do not provide cover
for professional sports
events or competitions
of any kind. Specific
cover must be obtained
for clients travelling
for the purpose of
marathons, cycling races,
triathlons etc.
TIC reports that acts
of terror are no longer
confined to specific
high-risk areas and can
take place anywhere. TIC
offers full cover for acts
of terror, wherever they
occur.
Business trip suicides
are on the rise according
to TIC stats, but clients
are not covered for
cases of self-harm.
Repatriation of remains
can cost up to
R500 000 and a recent
hospitalisation and
repatriation of a survivor
came to R320 000. As
companies are required
to foot the bill for this,
TIC recommends that
corporates roll out
mental and general
health pre-evaluations
for employees before
they travel.
TIC allows corporate
clients to make an
annual travel policy
declaration, which
ensures that staff,
subcontractors or guests
authorised to travel on
behalf of the company
are comprehensively
insured. This eliminates
the need to obtain
quotes and issue
policies for every trip
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